Investor DSCR Mortgages
1 to 4 Units
What is DSCR? Debt Servicing Coverage Ratio.
If the rental income listed on the appraisal is .75% or higher than the mortgage payment (PITI). Then you are Approved!
- Minimum middle credit score 640!
- Loans amounts $100,000 to 3.5 million!
- 20% down payment required.
- Short term rental (Air BnB/VRBO) accepted.